Compare a low copay plan to a high copay plan

Is a high copay plan really a better value? It depends.

Increasing a plan copay decreases its premium. But, one concern of a high copay plan is that employees will pay more out-of-pocket in increased
 copay expense than they will save in premium. The following page illustrates the number of medical provider visits an employee would need to
make to offset the premium savings offered by a higher copay plan.

On the following page you can enter data that will automatically generate an exhibit illustrating this point.

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